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Spendesk vs Holded

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spendesk compared with Holded
DetailSpendeskHolded
What it doesSpend Smarter, Work Better The Smart Management Software for SMEs
StageEstablished Established
FoundedNot given 2016
Based inFR ES
Pricing modelsubscription subscription
PricingFixed monthly subscription fee for platform access with unlimited users, plus variable fees based on transaction volume. Card orders are free with no monthly card fees. Add-ons available for Procurement, Accounts Payable, Advanced workflows, Multi-entity management, HR & ERP Integrations, and AI-bas Five subscription plans ranging from 15€ to 199€ per month (VAT not included). Plans: Plus (15€), Basic (29€), Standard (59€), Advanced (99€), Premium (199€). Currently offering 50% discount for the first three months. 14-day free trial with no credit card required.
Key features
  • Smart corporate cards
  • Expense management with receipt collection
  • Accounts Payable automation
  • Procurement and approval workflows
  • Budget monitoring and spend controls
  • Multi-entity management
  • AI-powered automation and fraud detection
  • Spendesk AI Connect with MCP
  • API and integrations
  • Invoicing and quotes
  • Automated accounting entries
  • Bank reconciliation
  • Expense scanner
  • Project management and time tracking
  • Inventory management
  • CRM and sales pipeline
  • HR and payroll
  • Multi-bank connections
  • Mobile apps
What makes it different
  • Complete spend visibility across all company spending from procurement to payment
  • Fast implementation in 3-4 weeks with hands-on support
  • Built, regulated and profitable in Europe
  • High adoption with 98% automatic receipt collection
  • All-in-one platform eliminates need for multiple separate tools
  • AI-powered automation for accounting and expense processing
  • Verifactu and Spanish tax compliance built-in
  • Free accountant access on all plans
  • Fastest setup in category with guided onboarding
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)75 no change since last check76 no change since last check
Trust Flow (Majestic)2931
Citation Flow (Majestic)5150
Referring domains (Majestic)45003266

7 details filled in for both companies.

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