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Qonto vs Holded

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Qonto compared with Holded
DetailQontoHolded
What it doesBusiness account and financial management platform with invoicing, bookkeeping, expense management and financing. The Smart Management Software for SMEs
StageEstablished Established
FoundedNot given 2016
Based inFR ES
Pricing modelNot given subscription
PricingNot given Five subscription plans ranging from 15€ to 199€ per month (VAT not included). Plans: Plus (15€), Basic (29€), Standard (59€), Advanced (99€), Premium (199€). Currently offering 50% discount for the first three months. 14-day free trial with no credit card required.
Key features
  • Business account with local IBAN
  • SEPA and international transfers
  • Payment cards and virtual cards
  • E-invoicing and quote generation
  • Receipt and expense tracking
  • Team expense management with approval workflows
  • Account remuneration up to 5% AER
  • Invoicing and quotes
  • Automated accounting entries
  • Bank reconciliation
  • Expense scanner
  • Project management and time tracking
  • Inventory management
  • CRM and sales pipeline
  • HR and payroll
  • Multi-bank connections
  • Mobile apps
What makes it different
  • Fully compliant certified e-invoicing included in all subscription plans
  • All financial tools integrated into a single business account with automatic transaction matching
  • 24/7 human customer support via chat, email, and phone
  • All-in-one platform eliminates need for multiple separate tools
  • AI-powered automation for accounting and expense processing
  • Verifactu and Spanish tax compliance built-in
  • Free accountant access on all plans
  • Fastest setup in category with guided onboarding
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)79 no change since last check76 no change since last check
Trust Flow (Majestic)4231
Citation Flow (Majestic)5850
Referring domains (Majestic)78533266

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