Mercury vs GoCardless

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Mercury compared with GoCardless
Detail	Mercury	GoCardless
What it does	Radically different banking	The easy way to get paid
Stage	Established	Established
Founded	Not given	Not given
Based in	US	GB
Pricing model	freemium	Not given
Pricing	Not given	Per-transaction pricing with no setup or monthly fees. Standard plan: 1% + 20p per domestic transaction; Advanced: 1.25% + 20p; Pro: 1.4% + 20p. Add-ons available at £50-£150 per month. Custom plans for high-revenue businesses.
Key features	Free business checking and savings accounts with zero minimums Spend management with team controls and approvals Accounting integrations with QuickBooks, Xero, and NetSuite Up to $5M FDIC insurance protection	One-off and invoice payment collection Recurring billing for subscriptions and instalments Outbound payments to customers and suppliers Failed payment recovery with Success+ Advanced fraud protection with Protect+ International payments from 30+ countries Customisable checkout with branding options 350+ integrations with business software Revenue-based financing via Pipe partnership 24/7 customer support
What makes it different	All banking tasks can be done in 1-2 minutes from a single app	49% cheaper than card payments on average 97.3% first-time success rate on recurring payments Same or next day settlement for instant payments Recover up to 70% of failed payments automatically Access to open banking data from 2,300+ banks
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	79 no change since last check	88 no change since last check
Trust Flow (Majestic)	44	49
Citation Flow (Majestic)	53	61
Referring domains (Majestic)	7596	12925

5 details filled in for both companies.

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